Long Island Bankruptcy Attorney

Stop Creditor Harassment

When you file bankruptcy, Chapter 7 bankruptcy or Chapter 13 bankruptcy, you will put an end to creditor harassment for good.  Although creditors may contact you prior to your filing, there are many laws, both Federal and state, that may protect you from further harassment.  LoScalzo & Associates are practiced in this type of law, known as Consumer Law, as well as bankruptcy.  Your Long Island bankruptcy attorney will be able to advise you in both areas of the law.

Automatic Stay

The automatic stay immediately stops any lawsuit filed against you and most actions against your property by a creditor, collection agency, or government entity once you file bankruptcy. Although overwhelming debt is the primary reason that most people file bankruptcy, the automatic stay is a powerful tool that can be employed by your Long Island bankruptcy attorney for several other circumstances.  If you are at risk of foreclosure or eviction, loss of utilities for nonpayment, or loss of other types of income or benefit, the automatic stay may be employed.

Stop Harassment Before You File Bankruptcy

You already know the stress from being harassed by unforgiving and aggressive creditors and collectors. Your Long Island bankruptcy attorney can apply powerful laws know as Consumer Protection laws to stop the harassment.  Once you file bankruptcy, you debt will be eliminated with a Chapter 7 bankruptcy or significantly reduced and possibly eliminated with a  Chapter 13 bankruptcy repayment plan.  In addition, the creditor harassment will end completely.

Put an End to Creditor Harassment Today

Even if you have not yet filed for bankruptcy but plan to do so, a bankruptcy lawyer can help put an end to creditor calls.  By informing creditors that you have hired an attorney, they are required to then direct their communications to that attorney.  Put an end to the stress and upset caused by creditor harassment today by scheduling a consultation with a Long Island bankruptcy attorney today.  Call our offices at 631.564.2754 or contact us online.  The consultation is 100% free, completely confidential, and does not obligate you in any way.